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Insurance & Payment Options

The rates at Fircrest Behavioral Health vary with each of our counselors. While some of our providers are able to accept your insurance benefits as in-network, we unfortunately do not accept state health insurance. Please view a counselors page to see what specific insurance providers are accepted by each one. Keep reading below for more insurance details and payment options.



Your first task, if you are insured, is to find out what mental health benefits you may have. You have two options for verifying your coverage. Note, unfortunately we do not accept any state health insurance.

  1. Call your insurance provider, or go to their website (listed on the back of your insurance card) to discover whether you have mental health benefits.

  2. Fill out a get started form to see if we have any providers in-network and available to take on new clients.

  3. With the standard insurance rate, we do all the required billing to your insurance company and wait for their reimbursement. You pay the copay or deductible at the time of the session.

If you have mental health benefits, you need to know several things:

  1. If an authorization from your insurance company is needed

  2. Copay amount

  3. Deductible amount

  4. Session limit

Please note that our providers are not paneled with every insurance company. To find out what insurance companies each counselor is able to accept, please refer to their individual pages.

Cash, Check or Credit/Debit/HSA Card:

Paying directly for your counseling has several advantages as each provider is an independent contractor and has their own Cash rates.

  1. Direct payment may be less expensive.

  2. You have more privacy because we will not have to provide mental health records to your insurance company regarding your diagnosis or treatment in order to process the claim.

  3. Your counseling will not impact future coverage decisions for health care, life insurance, or legal insurance.

  4. You are free of any limits that the insurance company may impose regarding your treatment.

If you do choose to use your credit/debit card, all merchant service fees will be forwarded to you. The typical merchant service fee is 3% - if you have any questions, please contact us.

Questions? Reach out and we'll get them answered for you.
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